HSA Qualified Medical and Health Expenses
The funds within your HSA can be used for the payment of qualified medical expenses without incurring any taxes. Below is a partial list of qualified medical expenses. For a comprehensive list view the Internal Revenue Service's Publication 502.
Examples of Qualified Medical Expenses:
|
• Prescription drugs • Doctor visits, lab, X-ray and other diagnostic and treatment services • Car controls for the physically challenged • Christian Science practitioner services • Cosmetic surgery when medically necessary • Coinsurance costs for health care, prescription drug and dental plans • Dental X-ray, fillings, extraction and dentures • Orthodontia (such as braces) • Specially installed equipment if primary purpose is health care • Eyeglasses, contact lenses, and solution • Guide dog or other animal, including its maintenance • Hearing aids and batteries • In-vitro fertilization • Laser eye surgery |
• Remedial reading lessons for a child with a severe learning disability • Routine physical exams • Stop-smoking programs • Special school costs, including tutoring fees and tuition, for the physically challenged or mentally impaired • Transportation to and from health care providers • Vitamin and mineral supplements that can be obtained only by prescription • Qualified long-term care services and long-term care insurance • Medicare Part A and B premiums, Medicare HMO or Medicare Advantage premiums • Retiree health expenses for those 65 and older • COBRA premiums and health insurance for those on unemployment compensation |
